OT -- 90-day limits in the financial world for downloading your data.

[Bill McGonigle]

On Nov 24, 2004, at 07:28, Fred wrote:

> If there resources are so limited that they have to worry about 20K or
> 30K downloads, they really should seriously consider upgrading their
> computers!!!!

Ah, mergeritis.

See, your local bank with 10,000 customers might be OK with keeping a 
meg of data online for you and sifting through it for what you want to 
see.   That's ten gigs of reliable online storage - not too bad.

Then your bank gets bought by another bank which gets bought by another 
bank until there are three banks in the country, each with a hundred 
million customers.  Then the bank has a hundred terabyte database to 
keep online and search through.  Others have mentioned the follies of 
doing this with current technology - it's expensive and very hard.  So 
they don't.

Then they can offer better rates than the local banks because they've 
just axed the IT/customer service budget.  So more people dump the 
local banks because all they see is rates.

The government refers to this as productivity.

-Bill
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Bill McGonigle, Owner           Work: 603.448.4440
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